In the East - The Earthquake Education Center at Charleston Southern University claims there is a 40% to 60% chance of a major earthquake somewhere in the eastern United States in the next 20 years.Geological Survey, there is a 70% probability that one or more damaging earthquakes of magnitude 6.7 or larger will strike the San Francisco Bay area during the next 30 years. In all likelihood, almost the entire US would be better protected by purchasing earthquake insurance. Do I Need Earthquake Insurance in Walnut Creek? You may be able to choose to purchase earthquake insurance from the same company that provides your home insurance, from a specialized earthquake insurance provider, or from an independent organization such as the California Earthquake Authority (CEA). Most home, condo and renters insurance policies do not cover damage caused by an earthquake, but coverage can be purchased as an endorsement or a separate policy. contact us to find out what the costs would be for your home. For many of our customers in California, earthquake insurance can be inexpensive. Even if you live in an area where earthquakes are not common, you may still need earthquake insurance.Įarthquakes have occurred in 39 states since 1900, and about 90% of Americans live in areas considered seismically active.Most home insurance policies do not cover earthquake damage.Two Important Things About Earthquake Insurance
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